Kevin Woods is the Company Director of Smart Choice Equity Release, which is a trading style of One Stop 4 Equity Release Limited who provide independent whole of market advice.
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Equity Release could be the ideal, tax-free solution for those of us who are cash-poor but property-rich. Equity Release involves unlocking some of the tax-free cash that is tied up in your property, which you can spend in a variety of ways.
Find out moreThere are many Equity Release experts out there, so why should you consider talking to us as opposed to anyone else? The first thing we would say is, please do talk to someone! It is so important to identify firstly whether Equity Release is right for you, and secondly, which plan will work for your circumstances and your future.
Find out moreFor a guide to the maximum amount you could potentially release from your home, why not ask us now? Totally without obligation, this service gives you an indication of the amount of money that could be available based solely upon the value of your property. The actual amount will also be dependent upon your lifestyle (or age of the youngest homeowner) and your health situation.
Find out more4th October 2023
Use the value that has built up in your home over the years and fund a wealth of new experiences!
Read moreEquity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.
Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,295 is only payable on completion of a plan.
A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.
I'll be in touch as soon as possible. If you'd rather call me in the meantime, please feel free to give me a call on 01489 45 45 45