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Why not use our simple form to request an estimate of how much you can borrow?

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Perhaps you would like to fund home improvements or that dream holiday. Maybe you need cash to supplement your income, pay off debts or to help your children onto the property ladder. Equity Release can be the route to all of these financial goals, as it unlocks the money currently tied up in your property. We would be happy to discuss your situation in confidence, and without charge or obligation of any kind.

Kevin Woods is the Company Director of Smart Choice Equity Release, which is a trading style of One Stop 4 Equity Release Limited who provide independent whole of market advice.

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What is Equity Release?

Equity Release could be the ideal, tax-free solution for those of us who are cash-poor but property-rich. Equity Release involves unlocking some of the tax-free cash that is tied up in your property, which you can spend in a variety of ways.

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Why use Smart Choice Equity Release?

There are many Equity Release experts out there, so why should you consider talking to us as opposed to anyone else? The first thing we would say is, please do talk to someone! It is so important to identify firstly whether Equity Release is right for you, and secondly, which plan will work for your circumstances and your future.

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See how much you can borrow

For a guide to the maximum amount you could potentially release from your home, why not ask us now? Totally without obligation, this service gives you an indication of the amount of money that could be available based solely upon the value of your property. The actual amount will also be dependent upon your lifestyle (or age of the youngest homeowner) and your health situation.

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Latest Blog Post

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How to release the equity in your property

4th October 2023

Use the value that has built up in your home over the years and fund a wealth of new experiences!

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Providers include

JUST
LV
ONEFAMILY
Pure Retirement
more2life

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,295 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.