Why not use our simple form to request an estimate of how much you can borrow?
A lifetime mortgage is the most popular form of equity release: it is a loan which is secured against your home. In other words, you are using the value of your property as security for releasing tax-free cash tied up in your home. The loan is repaid out of the future sale of the property, the loan is repaid when you or the last surviving applicant dies or moves into long term residential care.
Find out moreSecuring a mortgage later in life can be challenging, but retirement interest-only (RIO) mortgages offer a practical solution for older homeowners.
Find out moreEquity release plans have been around for about 20 years, evolving significantly in this time. Historically, the interest rates were very high in comparison to current lower fixed rates; and loan to property values were low, so smaller loans were available compared to the larger loan to values available currently. The new plans could offer greater flexibility, as plans have evolved over time.
Find out more“Kevin came to see me in my home about 5 years ago when I was first interested in taking out equity release and even then I could see that he was such a kind, honest man who I felt I could trust. I waited until the time was right to take out equity from my property which I did recently and I have been very happy with all that Kevin has done for me. He was realistic and very thorough. I would definitely recommend him to other people.’ ”
Mrs Bryant, Hants
“Kevin came to see me in my home about 5 years ago when I was first interested in taking out equity release and even then I could see that he was such a kind, honest man who I felt I could trust. I waited until the time was right to take out equity from my property which I did recently and I have been very happy with all that Kevin has done for me. He was realistic and very thorough. I would definitely recommend him to other people.’ ”
Mrs Bryant, Hants
Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back
Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.
Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,295 is only payable on completion of a plan.
A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.
We will be in touch as soon as possible to arrange a convenient time for a meeting, which is completely free of charge and without obligation.
I'll be in touch as soon as possible. If you'd rather call me in the meantime, please feel free to give me a call on 01489 45 45 45