Unlock Financial Freedom with Expert Equity Release Advice
Kevin Woods and Sonya Shaw, Equity Release Specialist Advisers at Smart Choice Equity Release, are proud members of the Equity Release Council (ERC), the UK's leading trade body for equity release providers. The ERC's Code of Conduct ensures that customers are treated fairly, provided with transparent information, and protected by key safeguards. As registered advisers, Kevin and Sonya abide by these standards, helping you make confident, informed decisions about whether equity release is the right solution for you.
Whether you’re looking to:
- Boost your retirement income by unlocking equity to supplement your pension
- Repay a standard mortgage or clear an interest-only mortgage for long-term financial security
- Open the Bank of Mum and Dad by gifting early inheritance to support family members
- Repay other types of debt, reducing financial pressures and securing your future
- Support your income in retirement, ensuring a more comfortable lifestyle
- Enjoy holidays and travel, or indulge in new experiences
- Buy a car or even a boat, allowing you to fulfil your lifestyle aspirations
- Invest in luxury purchases, enhancing your quality of life in retirement
We’ll guide you through the entire process, ensuring each solution fits your unique situation. Our priority is to help you make informed decisions while ensuring you receive fair value and trustworthy advice.
Whole of Market Lifetime Mortgages with Fair Value
At Smart Choice Equity Release, we are committed to providing exceptional service with a focus on fair value for every client. With a fixed advice fee of £1,295, Kevin ensures you won’t pay more, regardless of the amount of equity you release or the complexity of your case. Unlike many other providers, he doesn’t increase fees for more intricate cases, making sure all clients, including those who may be in vulnerable situations, receive the same high-quality support.
Additionally, Kevin stands out by refusing to accept marketing commissions from solicitors. This allows him to offer trusted legal services to clients at a competitive rate of £700-£750, including VAT. There are no upfront costs—fees are only payable upon successful completion of your plan. If the plan doesn’t proceed, you pay nothing.
With Kevin Woods, you benefit from a transparent approach that ensures fair value, clear advice, and peace of mind throughout your equity release journey.
Why Choose Smart Choice Equity Release?
Compassionate Support During Life’s Challenges
Financial decisions can be daunting, particularly when managing long-term care costs or dealing with loss. Our compassionate, expert advice provides the support you need, offering peace of mind no matter your circumstances.
Always Available When You Need Us
We believe in building long-term relationships with our clients. From your first enquiry through to completion and beyond, we’re available when it suits you—whether during or outside of normal office hours. You’ll have direct access to Kevin Woods and our team by phone, Zoom, or in person, ensuring you receive the support you need, when you need it.
Your Needs Come First
We put your needs at the forefront of everything we do. We take the time to understand your personal circumstances, ensuring our recommendations are always in your best interest and provide fair value.
Trusted by Clients, Recognised by the Industry
We are proud to have earned a Certificate of Excellence from VouchedFor, reflecting the trust and confidence our clients place in us. As SOLLA-accredited advisers, we specialise in later-life financial planning, including advice on care funding, to ensure you receive the most up-to-date and accurate guidance for your financial future.
Dedicated to helping
At Smart Choice Equity Release, we are dedicated to helping you:
- Boost your retirement income
- Clear existing mortgages or other debts
- Support family members with early inheritance
- Enjoy your retirement lifestyle with funds for holidays, travel, a new car, or even a boat.
- Make luxury purchases to enhance your quality of life
Our personalised advice and access to the whole of market ensure you receive the best equity release solution for your needs, delivered with fairness, transparency, and care.
Why not get in touch and see how we can help?
Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back
Providers include
Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.
Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,295 is only payable on completion of a plan.
A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.
