Equity Release

Equity release could be the answer you’re looking for. It could make financial dreams come true, and financial nightmares disappear. Equity release could help you access some of the cash that is tied up in the value of your property, and makes it available to you for you to spend in a variety of ways.

What is Equity Release?

Equity Release could be the ideal, tax-free solution for those of us who are cash-poor but property-rich. Equity Release involves unlocking some of the tax-free cash that is tied up in your property, which you can spend in a variety of ways.

Find out more

Advantages & Advice

There are advantages in taking Equity Release, but, as with all financial matters, it is important to understand your options, the implications of any change, and your ongoing responsibilities. That is why it’s a Financial Conduct Authority (FCA) requirement to seek expert equity release advice on what Equity Release is and the most suitable type of plan for your specific needs.

Find out more

What can we do for you?

It is no exaggeration to say that Equity Release could make people’s dreams come true – or help to take away financial nightmares that they thought were theirs for life. Time and again, when we listen to people’s aims – to visit family on the other side of the world – and problems – such as being unable to give up work to look after an ill partner – and then explain what Equity Release can do, we see their faces light up, and, if we’re honest, their eyes fill up. There may be tax, benefit and inheritance implications, call us to discuss.

Find out more

What my customers say about working with me

“Kevin was polite, knowledgeable and efficient in the way he dealt with my enquiry and he listened with care and understanding. Following our discussions, I did not go ahead with the equity release because we agreed that it wasn’t my best option, due to circumstances. I wasn’t pressurised into a sale and Kevin didn’t make me feel uncomfortable when I told him of my decision - in fact after all the hard work he had put into researching my case, I almost felt a sense of guilt that it wasn’t the right thing for me! I wouldn't hesitate to contact laterlivingnow again and I would happily recommend Kevin to anyone who is considering equity release. You couldn't be in better hands, that's for sure!”

Val, Southampton

What my customers say about working with me

“Kevin was polite, knowledgeable and efficient in the way he dealt with my enquiry and he listened with care and understanding. Following our discussions, I did not go ahead with the equity release because we agreed that it wasn’t my best option, due to circumstances. I wasn’t pressurised into a sale and Kevin didn’t make me feel uncomfortable when I told him of my decision - in fact after all the hard work he had put into researching my case, I almost felt a sense of guilt that it wasn’t the right thing for me! I wouldn't hesitate to contact laterlivingnow again and I would happily recommend Kevin to anyone who is considering equity release. You couldn't be in better hands, that's for sure!”

Val, Southampton

Why not get in touch and see how we can help?

Equity release could be the answer to some of your financial questions. If you would like to know more about it, and see if it could be the right option for you, please book an appointment or request a call-back

Request a call-back Book an appointment

Providers include

Equity release will reduce the value of your estate and may also affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your home.

Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,495 is only payable on completion of a plan.

A lifetime mortgage is the most popular form of equity release, and is a loan secured against your home that’s typically repaid when you pass away or go into long-term care.

To understand the features and risks of a lifetime mortgage, please ask for a personalised illustration.